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📊 Calculator

Repayment Calculator

See exactly what you'll pay each week, fortnight, or month — and how much goes to principal vs interest over the life of your loan.

Loan Details
Adjust sliders to see results update live
Loan Amount $600,000
Interest Rate (p.a.) 6.14%
Loan Term 30 years
Extra Repayments
$
💡 With extra repayments you'll save and pay off early
Monthly Repayment
$0
Total Repaid
—
Total Interest
—
Weekly
—
Fortnightly
—
Monthly
—
Principal vs Interest Over Time
Each bar group represents 2 years of repayments
Principal Interest
Year-by-Year Summary
Year Opening Balance Principal Paid Interest Paid Closing Balance
Note: Calculations assume a fixed interest rate for the life of the loan. Variable rate loans will change with market movements. Fortnightly repayment calculations use 26 periods per year (not 24), which results in one extra monthly-equivalent payment per year and saves significant interest.
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