⚠️ Important: Lendlyfin provides general information and mortgage referral services only. We do not provide financial advice. All calculator results are estimates only. Always seek independent financial advice before making borrowing decisions.
By accessing or using the Lendlyfin website at lendlyfin.com.au ("Website"), you agree to be bound by these Terms of Service. If you do not agree, please do not use our Website.
Lendlyfin Pty Ltd (ACN 000 000 000) operates an online platform that provides:
Lendlyfin holds Australian Credit Licence (ACL) number 000000. Our mortgage brokers are authorised credit representatives operating under this licence.
Our borrowing power, repayment, and eligibility calculators provide estimates only. Results are based on generalised assumptions and do not account for:
Calculator results should not be relied upon as financial advice or as confirmation of your borrowing capacity. A formal pre-approval from a lender is the only way to confirm your actual borrowing power.
Interest rates displayed on our Website are indicative only and may not reflect current lender rates. Rates change frequently without notice. The comparison rate is calculated on a $150,000 loan over 25 years and may not reflect your actual situation. Always verify current rates directly with lenders before making any decisions.
Nothing on this Website constitutes financial advice, credit advice, or a recommendation to apply for any particular product. Information is provided for educational and informational purposes only. You should always seek advice from a licensed financial adviser or mortgage broker before making financial decisions.
When you submit an enquiry through our Website, your details will be passed to a licensed mortgage broker. This referral is free to you. Lendlyfin and its brokers receive commission from lenders when a loan settles. This commission does not affect the advice or recommendations provided to you. Our brokers are required to act in your best interests under the National Consumer Credit Protection Act 2009.
All content on this Website, including text, graphics, logos, and software, is the property of Lendlyfin Pty Ltd or its licensors and is protected by Australian and international copyright laws. You may not reproduce, distribute, or create derivative works without our written permission.
To the maximum extent permitted by law, Lendlyfin excludes all liability for any loss or damage arising from your use of the Website or reliance on any information provided, including calculator results, rate information, or eligibility assessments.
Our Website may contain links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of information on third-party sites.
We reserve the right to update these Terms at any time. Updated Terms will be posted on this page. Your continued use of the Website after changes are posted constitutes acceptance of the updated Terms.
These Terms are governed by the laws of Victoria, Australia. Any disputes will be subject to the exclusive jurisdiction of the courts of Victoria.
For questions about these Terms, contact us at legal@lendlyfin.com.au or visit our Contact page.